Terms of Service
Last updated: October 2026
1. About My Personal Oracle
My Personal Oracle ("the Service", "we", "us", "our") is operated by Valeo Realty Group LLC, a New York limited liability company. The Service provides AI-powered astrological guidance, tarot readings, moon cycle information, palm reading, astrocartography, and related wellness content, accessible at mypersonaloracle.com and via our mobile applications.
2. Acceptance of Terms
By creating an account, making a purchase, or using any part of the Service, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, do not use the Service.
3. Not Professional Advice
The Oracle provides symbolic interpretation, astrological analysis, and AI-generated guidance for personal reflection and entertainment purposes only. Nothing on this Service constitutes professional financial, legal, medical, psychological, or life advice. Always consult qualified professionals for important decisions. Astrological readings, tarot interpretations, palm readings, and Oracle responses are not predictions or guarantees of future events.
4. Eligibility
You must be at least 18 years old to use this Service. By creating an account you confirm that you are 18 or older. If you are under 18, you may not use this Service. We reserve the right to terminate accounts where we have reason to believe the user is under 18.
5. Your Account
You are responsible for maintaining the security of your account credentials and for all activity that occurs under your account. You agree not to share your account with others. Notify us immediately at support@mypersonaloracle.com if you suspect unauthorized access. We reserve the right to suspend or terminate accounts that violate these Terms.
6. Subscriptions and Payments
Premium subscriptions are billed monthly ($9.99/month) or annually ($79/year) via Stripe. All prices are in USD. Subscriptions renew automatically at the end of each billing period until you cancel. You may cancel at any time from your account settings — you retain Premium access until the end of your current billing period. No partial-period refunds are issued, except at our discretion within 7 days of your first Premium purchase if you are unsatisfied. Payment processing is handled by Stripe. By subscribing you agree to Stripe's terms of service. We reserve the right to change pricing with 30 days' notice to existing subscribers.
7. Free Tier
Free accounts receive one Oracle question per day and access to basic features. We reserve the right to modify free tier features and limits at any time with reasonable notice.
8. Refund Policy
If you are not satisfied with your first Premium subscription, you may request a full refund within 7 days of your initial purchase by emailing support@mypersonaloracle.com with the subject "Refund Request." After 7 days, all subscription fees are non-refundable. For Apple App Store or Google Play purchases, refunds are governed by the respective platform's refund policy.
9. Acceptable Use
You agree not to: • Use the Service to harass, harm, or threaten any person. • Attempt to reverse-engineer, decompile, or extract source code from the Service. • Circumvent any security measures or access controls. • Use automated tools (bots, scrapers) to access the Service at scale. • Upload content that is illegal, abusive, or infringes third-party rights. • Use the Service for any commercial purpose without our prior written consent. Violation of this policy may result in immediate account termination without refund.
10. Intellectual Property
All content, design, code, and branding on the Service is owned by or licensed to Valeo Realty Group LLC. Your reading history and personal data belong to you. You grant us a limited, non-exclusive license to process your data solely to provide the Service. You may not reproduce, distribute, or create derivative works from our content without written permission.
11. Mobile Application — End User License Agreement (EULA)
If you use the My Personal Oracle mobile application (iOS or Android), the following additional terms apply: • We grant you a limited, non-transferable, revocable license to install and use the app on devices you own or control. • This license does not include the right to sublicense, sell, or redistribute the app. • The app may not be used in any way that violates applicable law. • Apple Inc. and Google LLC are not parties to this EULA and have no obligation to provide support or maintenance for the app. However, Apple and Google are third-party beneficiaries of this EULA and may enforce it against you. • In the event of any conflict between this EULA and the terms of the applicable app store, this EULA shall govern to the extent permitted.
12. Disclaimer of Warranties
The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that any defects will be corrected.
13. Limitation of Liability
To the maximum extent permitted by applicable law, Valeo Realty Group LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising from your use of or inability to use the Service. Our total aggregate liability to you for any claim arising from these Terms or the Service shall not exceed the greater of (a) the amount you paid us in the 12 months preceding the claim or (b) $50 USD.
14. Governing Law & Dispute Resolution
These Terms are governed by the laws of the State of New York, United States, without regard to conflict of law principles. Any dispute arising from or related to these Terms or the Service shall first be attempted to be resolved informally by contacting us at support@mypersonaloracle.com. If not resolved within 30 days, the dispute shall be submitted to binding arbitration in New York, NY under the rules of the American Arbitration Association (AAA), except that either party may seek injunctive or other equitable relief in any court of competent jurisdiction. You waive any right to participate in a class-action lawsuit or class-wide arbitration against us.
15. Changes to These Terms
We may update these Terms at any time. We will notify you of material changes by email at least 14 days before they take effect. Continued use of the Service after the effective date constitutes acceptance of the updated Terms.
16. Termination
We may suspend or terminate your account at any time for violation of these Terms, with or without notice. Upon termination, your right to use the Service ceases immediately. Sections 3, 12, 13, and 14 survive termination.
17. Contact
Valeo Realty Group LLC My Personal Oracle New York, NY, United States Email: support@mypersonaloracle.com